Today Singapore Kopitiam Accepts Payment by Credit Card, Apple Pay and Other Cash-less Payment Method

When I visited Kopitiam at Vivocity on Sunday 28th Jan 2018 and went for topping up my Kopitiam card, I saw the option to top up Kopitiam card using credit card, Apple Pay, Android Pay and Samsung Pay.
For those who don’t know, Kopitiam is one of the biggest food court chain in Singapore, serving foods from all over the world, eastern and western.
With the new top up ability to accept credit card, Apple Pay, Android Pay and Samsung Pay, now topping up Kopitiam card is not only cash-free but also hassle-free.
Did you remember/encounter the hassle to keep inserting paper money to the Kopitiam top up machine only to get rejected and keep spitted out by the machine no matter how hard or nice you keep inserting the paper money? Well, with the ability to accept credit card and other cash-less payment, it won’t be hassle anymore.
Here it is.

As you can see on the video, you can now top up using Credit Card and other cash-less payment method such as Apple Pay, Android Pay and Samsung Pay.

Here’s how you can top up your Kopitiam card using credit card.

1. Find a Kopitiam top up machine and queue nicely.
2. When it’s your turn, head into the top-up machine and tap on Top up.
Kopitiam Credit Card Top Up Kopitiam Card
Kopitiam Now Accepts Credit Card and Cash-less Payment: Select Top-Up to Start


3. When prompted, select Top up using credit card (the one of the left with Visa picture on it)
Kopitiam Credit Card Payment with Credit Card and Cash-less Payment
Kopitiam Now Accepts Credit Card and Cash-less Payment: Select the one with Visa, Master, Apple Pay logo on it (left side)


4. When asked, put your Kopitiam card on the card reader

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5. Select the amount you want to top up
Kopitiam Credit Card topup amount $10 to $50
Kopitiam Now Accepts Credit Card and Cash-less Payment: Top-Up Amount Ranging from $10 to $50
Do take note though, any transaction via Credit Card and/or any other Cash-less payment method on Kopitiam Top-up machine, you will need to pay extra 2% of the total Top-up amount as the Credit Card Administrative fee.
Kopitiam Credit Card 2% administrative fee
Kopitiam Now Accepts Credit Card and Cash-less Payment: Top-up $10 plus additional 2% fee, become $10.20
6. Proceed with payment
Kopitiam Credit Card Credit Card Terminal
Kopitiam Now Accepts Credit Card and Cash-less Payment: Look for this machine to proceed with the Credit Card/Cash-less Payment
7. Don’t forget to take back both your credit card and Kopitiam card

My Kopitiam branch does not have such thing…

In case your nearest Kopitiam hasn’t shown the option to top up by credit card, just wait until the company manage to roll out for all of its branches.

The Caveat

Though it’s a good movement to a cashless society – I do really thankful Kopitiam finally implement top-up payment by Credit Card/Cash-less payment due to my topping-up most of the time getting rejected and my money kept spitted out the first few times – but for Kopitiam Top-Up case there’s a caveat. There’s a fee bound to user as much as 2% of total value for any credit card / cash-less payment transaction top up. So do take note!

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5 thoughts on “Today Singapore Kopitiam Accepts Payment by Credit Card, Apple Pay and Other Cash-less Payment Method

  • July 22, 2018 at 9:40 am

    Stupid kopitiam passing the cashless topup admin fee to people while failibg to fix their machine spitting out cash.

    • July 23, 2018 at 5:42 am

      Ya by right in order to support government movement to cashless smart Nation, Kopitiam should find a way to make cashless top-ups free from top-up fees like that.

      • September 15, 2020 at 9:58 pm

        Its not so much the charges but that the Apple Pay option does not work. The response is “ Failed Transaction”. For both Visa credit card and MasterCard debit card.

    • August 28, 2018 at 7:43 pm

      Out of all the many top-up machines in the various Kopitiam outlets around my area, there will always be one or two faulty machines – not working which causes long and frustrating queues when topping up cash due to the machine vomitting out your cash!!

      No use letting KPT know. Have emailed in, let’s see the response. Better to contact the machine company and ask what’s up!

      Everybody wants to take 1%, 2%, 3%, 7%, 9%, after a while almost 20% of funds gone to all these % charges… Sigh… : (

      • August 28, 2018 at 10:13 pm

        Hi Lone arRanger,

        I shared your frustration as well. Sometimes I need to change my notes a few times only then the machine is picking up. It could be the money reader is dirty/faulty or our money is sticky/oily that causes that. Well, as a good citizen, let’s give suggestions to them to do regular checking of their machines, anyway it’s for their own good. Machine no problem, means more money coming in 🙂


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